Oracle Banking Digital Experience

What do you like best?

OBDX is a Onmichannel Product in Banking/Finance Domain. It solves bigger problem where world is moving towards digitalization. OBDX UI is Mobile First UI. UI is Build on OJET, Knockout JS, RequireJs etc.

OBDX Mobile Banking Solutions are Hybrid app but provides all features like Finger authentication, Face authentication, Capture Documents, Videos, E- Signature.

OBDx !st version was 15.1 and now it is a complete banking solution in market with no competion.

Following are Main Highlights of product:-

1) Retail Banking

2) Corporate Banking

3) Islamic Banking

4)ChatBots With ODA(Oracle Digital Assistance)

5) Mobile Banking (IOS, Android)

6) Personal Financial Management (PFM)

7)Open Banking API

8) Trade Finance

9) Virtual Account Management

10)Origination Module

11)

What do you dislike?

1) It Comes preintegrated with FCUBS(Flexcube Universal Banking Solution) so, If Core banking solution is not UBS then all integration to be done.

2) OBDX has Hybrid Mobile application and more or less has fixed UI.

3) OBDX UI is Build on OJET(Oracle Javascript Extension Tolkit) which is not so popular Javascript Library.

Recommendations to others considering the product:

Perfect Banking Solution for all your Banking needs. It is backed by Oracle which makes quality of Product more seamless.

What problems are you solving with the product? What benefits have you realized?

OBDX Provide complete banking solutions to bank . It is a complete channel banking solutions , having module for retail , corporate Originations, Peer to Peer Payments, Secured and Unsecured Personal Loans, Auto Loans, Credit Card etc.

Retail User have following featutes Account (CASA (Curret and savings), Loans, Term Deposits), Payments(Internal, International, Domestic), Multiple Transfer, Credit Card, Debit Card, Open New Account, Origination Module etc

Corporate Module has alll fetaures along with various other featues like File Upload, Maker Checker flow, Approvals etc.